Cathy's Banana Pudding (you'll gain weight reading the recipe!!)

OK, I do NOT like banana pudding. However, my sister makes one that is to die for. I'm glad she shared!!

1 14oz can sweetebed condensed milk
1.5 cups cold water
1 3.4oz package instant vanilla pudding
2 cups heavy whipping cream
sliced bananas
vanilla wafers

Mix milk and water, beat in pudding mix until smooth. Refrigerate mixture while beating cream. Beat whipping cream until stiff peaks form. Fold pudding mixture into whipped cream. Layer pudding with bananas and vanilla wafers as desired.